Property Market, Share Market, New Developments in Byron Bay

There has been a lot going on lately - shake down and confusion. During these times human emotion works like this - greed is the accelerator and fear is the break. Many people have been jumping from one pedal to other - or applying pressure to both at the same time - not good for the health of the vehicle.

Property Market:
Agents - can you trust them? - Some have been saying that it is still full tilt boogie and business is strong. I think this is an automatic default response. Some agree that the recent stock market melt down has slowed the property market a bit. Many people are just sitting on their hands and waiting for the dust to settle. The big question is will this market meltdown create the same rush to property that happened after the meltdowns in 87 and 2000.

Of course agents are predicting so but there are few indicators that may hinder that outcome - mainly interest rate fears and housing affordability. Yes property usually doubles in Australia every 9 years but there must be some constraints sometime around rental returns and the ability to purchase a house without a corresponding increase in incomes. At present it takes 7 times average annual income to buy an average Australian home - the highest ratio in the world. Can this keep increasing? Can rental returns keep going up to support the increasing costs of investment properties? Stay tuned for the next thrilling instalment!

To put Oz house prices in perspective - the only country if a higher median house price than Australia which is $412,000 is the UK at $472,000. Compare it with other similar countries: Spain $369,000, France $293,000, US and Canada $324,000.

Share Market:
After the revolution I will have all day traders taken out and shot - but in the meantime I am sure many are having a gay old time with the volatility. The All Ords is in a classic support and resistance trading pattern between 5600 and 5750. Day traders love this pattern as they wait to see which way it will break and then rush in - either with calls or puts. I think the break out will be mild and in an upward direction. I think the worst is over but all the uncertainties will keep it in a slow recovery.

One interesting thing with recent market "corrections" is the ferocity. This is due to the prevalence of margin lending. This is also a reason why even the top end of the property market has been affected by the recent downturn. Many people are holding their portfolios on margin - using blue chip shares as collateral and borrowing against them. Fine in a stable market but when there are sharp falls brokers are forced to sell out people on margin calls and the market tumbles even more drastically.

This causes harder than usual sell offs and a hairy roller coaster ride. The banks have been hit the hardest and, although it takes some courage to enter the market again just on yield alone the major banks are giving a good return with the share price way down the dividend yield combined with the imputation credit can give a return of double figures. (pls remember I am not qualified to give financial advice so this is just an opinion).

New developments
I thought I would talk a bit about a few of the things that is happening around the shire. Some of the new developments that are happening are worth a mention.

Kiah
Kiah Apartments are on Cavanbah Street between Shirley Street and the railway line. They have just been open for inspection. Not exactly beach front but close. This was a long time in coming this development with the developer facing the usual amount of hurdles and obstacles. They are up market 3 bed 2 story units with a starting price around $1.8M. No bargains there.

The Butter Factory
Just north of Mitre 10 on the south side of Jonson Street is being made over into The Butter Factory. Ten very swish architect designed apartments and some retail will retain some of the old structure from the Norco Butter Factory days. Prices here start at $950K for 1 bedroom and up to $1.5 for 3 bed. Go online and look as they look good and that sounds reasonable.

Sea Drift
Just at the southern roundabout in town in Browning Street is another Eric Freeman development of units between $500K - $750K each. Apparently these have been selling well and are good value for money but I have not inspected. Stage 2 and 3 are yet to be released so probably a safe off the plan buy. This one and the previous two are marketed by Byron Bay First National.

Crosby Caravan Park
Opposite the Byron Golf Course on Broken Head Road the old Crosby Caravan Park (like most of the local caravan parks) are more than a face lift but a complete overhaul. This one is interesting in that they are offering 2 bed pre-fab units that start around $340,000. It is leasehold not freehold and body corporate is $100 a week - so you never own the land, just the building and a renewable 100 years lease. You can live in them or holiday let - or both.
Will be interesting to watch what happens with the Suffolk Park Caravan Park which is zoned "Community Use" as donated to council in a more relaxed time when nobody would ever of guessed it become such valuable real estate.

North Beach - Beeton Site at the Byron Beach Resort
After all the years of strife I think that what finally is going to happen here will be good - and leave lots of natural habitat. I think it will be a win for the community as they seem like they are going to do a good job - sensitive aesthetic development, regenerate some bush and still be a good space for community events like the writers festival. Also it looks like good value - 1 bed apartments start at $380K, 2 bed beach house for $630K and bigger homes at 1.2 and 2M. Everybody is wondering how they are going to police the 3 month limit on owner occupier as it is licensed for holiday let - I know of a few people lining up to settle in for the long term.

Epicentre
Well the old landmark is finally flattened - thank god what an eyesore. But the end of an era now that the whaling and meat abattoir is no longer a Byron feature. 19 residential lots are planned. Prices are not yet decided but would have to $1.5M at least.

The only other piece of news is that it looks like we have had the wettest and coolest summer in over 20 years and that has had an impact on retail and holiday letting.

Share tips, Indian Stock Market, NSE, BSE tips, Stock recommendations, Hot Stocks, Indian stocks tips, Stock Market Investing share market

Who don't want to win in any game specially if it is related with business? Now-a-days mind game has also been equally important as ground play , in every game whether it is cricket, hockey or soccer (remember that Final between Italy and Germany , Zinedin Zidan was out of the game, It can be said that it was totally a part of mind game of the opposite team. ) By the way, here We are gathered to discuss Game of trading and measure some points to consider to register a definite win in Stock Market.

The world of trading and investment can be as frustrating as it can be rewarding! You need to be prepared...

1. Firstly, decide if you are a trader or an investor.
2. You need to study the market yourself - not just rely on 'reading the news', or listening to others advice and tips.
3. Ensure that you 'manage' your money and keep some in reserve.
4. If you decide to become a trader - to win - you must have a survival strategy...
5. Have the ability to quickly identify failures as well as successes.
6. Stock Market trading appeals to those who are a little adventurous - rather than just placing their capital into bricks and mortar.
7. An investor is someone who enters the stock market inadvertently - usually via their super annotation policies. A trader is someone who makes a decision to buy and sell shares via the stock market. This can be done online or by using the services of a stock broker.
8. Take advantage of technology - computers, software, electronic data - all at your finger tips. Seek out charting software and appropriate Internet sites - they are plentiful.
9. last but not the least - be mindful that portfolio values are less stable than real estate as they are continually moving up and down.

However - investing in the Stock Market means that you are putting your money to work - be aware, and enjoy the gains!

4 Deadly Reasons Why Beginners Fail In The Share Market

1. Don't know how to choose the right share to buy
2. Don't know when to bail out of a losing share
3. Don't know when to take profit on a winning share
4. Don't Know how to construct a proper portfolio

1. Don't know how to choose the right share to buy…

How does beginners choose what shares to buy amongst thousands of shares? You might choose to listen to your share broker, or listen to your "experienced" relative, or listen to free "share pick" on the Internet…etc… and you will end up losing money.

Because individual share behavior is very complex, only the most professional full time traders have the right technology to make proper share pick decisions. Such experience and technology is simply not available especially to the beginner trader.

2. Don't know when to bail out of a losing share…

The deadliest killer of beginner traders is not knowing when to get out of a losing share. Too many traders hold on to their shares until it is worth nothing. Most beginners will hold on hoping that the share will stage a rebound because you simply do not have the technology to tell if a share will ever rebound! The only way for a beginner to prevent losing everything is for an expert to tell them when to get out of a trade.

3. Don't know when to take profit on a winning share…

How many times have you heard stories around you of people who hold on to shares which made them a lot of money until one day, the share turned around on them into a severe loss?

Too many people keep thinking that their winning shares will keep on winning forever and never knew when to take profit… until the shares crashed on them! The problem is again that telling when a share is losing upward momentum is extremely difficult.

4. Don't know how to construct a proper portfolio…

Do you know that many shares actually move up and down together no matter what? Do you know that there are shares that totally move opposite to each other? Do you know that many shares actually move exactly opposite to the way the market is moving? Do you know that there are shares that do not ever move? Do you know that there are shares that are on the verge of getting delisted?

If you do not know the above, how would you ever be able to intelligently put different shares together so that you can make money? What if you put a share together with a share that moves exactly opposite to it? Would you ever make money?

That is why a lot of people are turning to trading a much more reliable and much more stable instrument; Market Index or Market Index ETF.

Stock Market Trading Tutorial - A Share Market Education

There's nothing more exciting than playing the stock market. Playing is the key word here. When you can invest $1000 and within 24 hours make it become $1500, then you develop a hunger for the game. If you dream of doing this, but are afraid to take your first step into the world of stock trading, don't worry. Here's a little stock market trading tutorial that should whet your appetite enough to open a brokerage account.

Every stock market trading tutorial needs to begin with the language of the trade. Of course, you know what the stock symbol is; it's the letters that represent the company. You should know what stock shares are. If you don't, it's actually part ownership in a company.

When you make a trade, there are two types. The first type is the market trade; you buy or sell the stocks for the going rate, whatever it is at the moment. The second is a limit trade and one of the most important types in the stock market trading tutorial. Here you set the price to you'll buy or sell the shares. When you trade penny stock, you ALWAYS use a limit order. If you remember nothing else from this share market education, remember that. If you want to buy shares for .001 per share and have $1000 to do that, plus the cost of the trade, and order 1,000,000 shares but use the market price you find out very quickly that you don't always get what you think you'll get. Market makers, the men that control the shares of specific companies, can decide that they really want .01 a share and suddenly you owe $10,000. Even if there is no foul play, the market moves swiftly and a tenth of a penny can make the difference between a profit and a loss. So, lesson one of the stock trading tutorial is use the limit order and decide ahead of time how much you want to pay and what price you want from the stock.

Lesson two of the stock market tutorial goes with the limit order. You don't need to be a slave to the market. Look for stocks with trends. Some prices go up and down in regular intervals. They volley between two prices. If you find one that does, pick a number close to its bottom price and put in a limit order. You can then go about your business and when it hits that price, you automatically bought it. If the price is lower, you got it for the lower price. The share trading education doesn't end there. As soon as you find you bought the stock, put in a sell limit order for the upper end of the cycle, and go watch television or eat lunch. The transaction takes place when it hits that price. Do you always make as much as you can? Absolutely not, but you didn't have expend all the effort either. This stock market trading tutorial gives some share trading education that doesn't require a lot of effort.

Lesson three of the stock market trading tutorial involves knowing how much you want to make on the trade. "What a silly lesson for a stock market trading tutorial." You say. "I want to make as much as possible." Sorry, wrong answer. You need to find a comfortable profit and not get greedy. Remember, much of the money you make is in just a few days if you're a short-term investor. If you made $50 the first day and then added it to you investment and made $60 on that the second day and kept adding and increasing your return, the numbers grow geometrically and just like the penny doubled every day for one year, you soon make a huge sum. If you try to guess at exactly when to trade, you often end up losing all profit. Investing shares for beginners quote, "A profit, like cash, makes no enemies." Keep that in mind from this stock market trading tutorial.

A quick review of the three lessons from the stock market trading tutorial:

1. Use a limit order particularly with penny stocks.

2. Look for trends and set buy and sell limits with them and don't be a slave to the market.

3. Know how much profit is comfortable and sell when you reach it.

Share Market Clubs & Advisors

People love to huddle together in share clubs, forums, associations and seek popular opinion. There's nothing wrong with this but make sure that you're in a position to make your own judgements about any investment.

So you think there is safety in numbers? You think by joining a share club or a forum or association you can get the answer to successful investment?Sure, you can pick up a few useful tips and tricks and information and education. But what else are you looking for?

It is perfectly natural for us as human beings to want to socialise. But consensus in a group is not a successful strategy for profitable investing. For every trade that is made on the any stock exchange (many billions every single day) there has to be a buyer and a seller. Two people that have opposing views.

Consensus won't cut it. In the share market there is always someone who has a different view, someone has to think that the share is cheap when you want to sell it otherwise there is no trade.
So provide yourself with the education and practical experience to become 100% self sufficient with your investment decisions. Having a sound method is the first step.Develop your own profitable track record without the crutch of share clubs and forums and the like. Become totally confident in yourself by virtue of your own results.

What Kind of Stock Trading Investor Are You?

For any stock market player to have good success in his or her stock trading efforts, such one must as a necessity have a clearly defined objective. Just like every traveler. All traveler must have a destination, and when he arrives at the predetermined destination(goal), he disembarks. But every bus stop is the destination of any traveler without a destination.It's therefore imperative that for an investor to optimize his investment trading in the stock market, such a one must have a deep understanding of what type of investor he or she is.Having this understanding helps to articulate our Investment goals and plans toward realizing our overall financial objectives.

There are basically four classes of investors. These are:

Passive Investors: These classes of investors employ their hard earned money to acquire shares, stocks, or any other investment and expect excessive returns in terms of dividends and bonuses without doing anything thereafter. Perhaps, this group of investor does not have time to nurture and monitor their investments or lack the basic information required of a stock market player. These types of investors are more at home with mutual funds investments. They should also look at private placements, initial public offers, and normal public offers with good fundamentals. If possible engage a good stock broker and pay him well.

Portfolio Builders: This group of investors builds their portfolio gradually for the sake

of the future. They believe in the aged long saying that "What You Save, Will Save you". They tie their investment plans to their retirement program. They are always on the watch out for growth stocks (i.e, rapid growing companies with good share's future prospects), and blue clips for investment opportunities. If well done, they can take up positions in the board of such companies depending on the volume of their holdings. Call them pensioners but their generation never lacks.

Active Investors: This class of investors trade with their investments. They look out for undervalued situations. They buy bargains-buying companies when they are under priced. They buy equities at low price and resell at a higher price. The difference between the sell and buy price then becomes their margin (profit). This group of investors can make obscene profit from their investments. These are the millionaire group and only a few have been able to enter into this wealth realm via stock market trading. Since it is an established fact that the stock market investment is information driven, it therefore behoves that for this group of investors to do well, they must be in the forefront seeking relevant stock investment information

Poverty Victims: These are the people who engage their money in investments that yield little or no profit. They are risk averse. They are characterized by fear of loss, feeling of i don't earn enough to invest, slothfulness, and wickedness. They blame every body and government for their lack luster predicament. Just like the story of the unprofitable servant, the best that would happen to these group of investors is that even the small that they have will taken from them and given to the rich.

Forex Trading Tips That You Must Know

Forex trading is a very lucrative opportunity. The great thing about it is the fact that you are trading currencies and that there aren't as many rules and regulations that will stop you from making a lot of money. With that said, there are a few things you must know about forex trading.

So, what I'm going to share with you are some Forex trading tips. That way, you'll know how to have a slight advantage when it comes to trading currencies.

The first thing you need to do in order to be successful in this industry is to know your forex trading market. Be sure you know about the currencies that you want to trade. If you know more about the currency you're trading, the better off you'll be. You'll know what to do and when to do it.

The next thing you need to do is to pick a forex trading system. Smart traders in the forex industry will tell you that having a system means everything. Having a forex system will help you automate things. So, be sure you set up a system and stick with it.

Make sure you practice, too. Familiarize yourself with forex trading. Also, stay away from margin trading until you know and understand what you are doing. Although, trading forex is a great way to make a lot of money, it's also easy to lose a lot. So, be sure you educate yourself and practice.

These are a few tips on forex trading. Be sure to follow the tips that I have provided you above. It will help you become a better forex trader and will help you get started on your journey to successful trading in the forex market.

Online Fx Trading Tips

Online FX trading is a great way to make a lot of money. Although it's a lucrative way to make money, there are a few things you should know and do to learn how to trade. So, what I'm going to do is share with you some online FX trading tips.

That way, you'll be able to do very well in the Forex market.

The first thing you should do is to understand FX terms and basic trading styles. This will help you become better at trading FX online. This will also help you understand what goes on when you buy and sell in the forex market.

You should also sign up for a demo account. This will help you learn how to trade FX. You should practice until you are comfortable with the trading processes. You won't be risking any money during the process. Which will help you get better without having to waste money.

After you are comfortable with the demo account, you should start trading FX live. This is when you are investing your money. You'll be able to make money now.

Another online FX trading tip is to get yourself a forex robot when you are ready to trade. The robot will help you find various opportunities that will help you make money. So, if you really want to make money, you're going to need a robot.

These are some online FX trading tips. If you are going to enter the forex market, make sure you understand the terms, practice, and get yourself a forex robot. It will help you become a great trader and make a lot of money in the FX market.

Trading Tips for Everybody

The purpose of stock speculation or investment is buying stocks cheap and selling at higher quote. If it seems simple in theory, in practice buying when the price reaches a minimum and selling exactly the maximum price is more difficult. Therefore, day trading tips that we recommend to customers is to buy shares when the price decreases, in smaller quantities, amounting to 25% -30% of the value that the customer intends to allocate to the purchase of stocks from a particular company. In this way if the price falls in after the first purchase, the also has more money to buy more shares at lower rates, achieving an average of the purchase price lower than if they spent all the money for the first time. The same strategy can be adopted for sale too.

After buying stocks when the price has descended, the customer is advised to sell when the price is increasing, in the same manner of packages. As the profit is accepted, the loss varies according to each investor’s profile, and they will be adjusted depending on market conditions, on the speed with which prices increase or decrease, on the liquidity of the market, but also on the structure of the entire portfolio of the investor. Buying stocks can be associated with day trading tips for a successful business. Day trading is like a challenging game. These day trading tips can be useful for everybody who wants to succeed in trading faster. One of the most important day trading tips is to avoid over trading.

In general, the market is not constant and changes have no reason most of the times. If you are not a professional trader, unpredictable movements can be confusing for you. Amateur traders cannot influence the market movement. On the other hand, professionals who are used to buying stocks and are willing to keep their position for a longer time can influence the market and their profit is always considerable. Day trading is exciting and at the same time it can be a reliable source of profit. However, failure can occur at any time. Actually day trading is not like a computer game. Even the most successful traders usually sit and wait for a profit opportunity. They do not trade very frequently.

Another day trading tip is related to the trend. You can trade at the beginning of a trend or during a trend. Furthermore, you can get day trading tips from free chat rooms. There more traders meet virtually and share opinions about their last successes or failures. It is a good thing to read carefully what you hear, but you should not apply exactly what they suggest, because nobody is willing to disclose essential professional secrets. Nevertheless, paying attention to chat between professionals and putting it together, you can get useful information. Anyway, in order to become a successful trader you need strategy and knowledge, but above all you need good luck and inspiration and maybe this is the challenging aspect of trading.

Share Trading Techniques

While perusing through one of my trading books, I came upon some fascinating facts that were very thought provoking, so I will pass them on to you.
The author is “Daryl Guppy” a well established author and successful trader as well.

He stated, that over time he noticed that once a share magazine was published that the stocks that were recommended by the magazine went into an uptrend, because the readers took notice of the tips given and bought them. Here are the statistics.

1. One month after publication 90% of the stocks mentioned were still in an uptrend.

2. Two months after publication 80% were still in an uptrend.

3. Three months after publication only around 45% were still in an uptrend.

Obviously it pays to buy the magazines each month and buy the shares mentioned.

But I personally would be watching them very closely and would be hanging on to them only till my preset profit level had been reached and I definitely would be out after a 5-6 weeks.
They would still have to qualify to my buying strategy in the first place if not I would not touch them at all.

Now a hint for you here, How I trial my” New Ideas” out is by “Paper trading.” That way I am not risking any of my money in something that I am not 100% sure of.

If you want to paper trade the places I use are www.asx.com.au and www.sharecafe.com.au both are free sites and you can find free information there as well.

Becoming a “Dividend Stripper.”

An interesting thing I found out was that apart from being share trader I have also become a “Dividend Stripper.” I shall explain this further as to what I do occasionally.

A dividend stripper is a trader who buys shares to qualify for the oncoming dividend and then sells shortly afterwards.

You buy before the “Ex Dividend” then you can sell the next day. Making sure of course you have the dates right in the first place.

But to qualify for the “Franking Credits” you need to own them for 45 plus 2 days.
1day for buying, 1day for selling plus 45 days = 47 days. Anything less and you miss out on those franking credits.

An interesting thing to note is that a stock’s share price invariably falls usually by the amount of the dividend paid after the ex dividend date expires.

Another trick is to buy the stock 2-3 weeks earlier in the hope that the share price goes up prior to ex = dividend.

A Warning About IPO’s.

The market seems to be inundated with IPO’S (Initial public offering) these new companies all seem predominately to be in the mining sector.
All eager to get in on the current “minerals boom”
A few opened up higher than the initial entry price. Most seem to be exploration of some sort or other. The flavors of the month are usually oil or uranium.

These are of course classified as “Speculative Stocks.”

Which can mean that once the cash has dried up and they haven’t found anything, they then have to either raise more cash or shut shop? And your cash has gone with them.

The rags to riches stories are many, but the road is littered with the crushed hopes and dreams of the unwary investors.

All are searching for that elusive pot of gold at the end of the rainbow.
So be wary, do your research, and don’t jump in blind. Be an informed investor.

If it looks to be too good to be true then it usually is.

FIEW HINTS ON SHARE TRADING

HINT: TRADE THE FACTS
The same rules apply to CFDs as they do to share trading - In essence, they're both about getting the direction of the instrument correct. Trading on rumours is a classic investor trait, which can often lead to losses as the event never materialises and the share price falls back.

HINT: DIVERSIFICATION
Overexposure in one particular asset class can quickly lead to losses (and gains). Diversifying your risk is well regarded amongst the most successful investors as the best way to reduce risk. Reducing risk can come in a variety of guises from investing in different sectors, taking short as well as long positions - creating a market neutral portfolio and trading across different markets. The most popular way of diversifying is by taking a position in an index, as opposed to the individual constituents. This way the impact of a large movement in a particular share, or even sector, will have less of an impact. Although you should always place a stop on your positions, it is particularly prudent with more exposed portfolios.

HINT: DO YOUR RESEARCH
Most CFD trading firms provide a range of research resources including charting, news and company information to keep you informed and help you make informed investment decisions. Keep yourself informed and up to date by making the most of the research centre.

TIP: DON'T OVER TRADE
Every investor has their own style of trading and you must decide what works for you. Just because you have the ability to trade frequently, doesn't mean you have to! With competitive commissions and a high liquidity, the FX market is a classic example of where there can be literally dozens of trading opportunities throughout the day. You don't have to trade every one of them to have a successful day.

TIP: CUTTING LOSSES
You will have losing trades. Decide on the amount you are willing to lose before you place the trade and stick to it. If you haven't got the self-discipline to trade out of a losing position, place a stop on the trading platform and let the system do the hard work for you. The most successful traders are those who are very regimental in their use of stops. Quite simply, they rarely lose more money than they were initially prepared to lose. There are plenty of more opportunities, as long as you have retained the capital to take advantage of them!

TIP: UNDERSTANDING YOUR MARKET
Most CFD firms provide access to a range of global financial markets for you to trade. This wide selection is not an invitation to trade every market possible - it's to provide a choice. As well as fully understanding the market and the news and data which impact its movements, make sure you fully understand how Barclays Stockbrokers offers the instruments and under what terms. Trade what you know.

TIP: CREATE TRADING TARGETS
Every trade should be entered into with one clear exit target if the trade is profitable and another for a losing trade. Limit and Stop orders are crucial to helping you achieve this. Don't let a short-term trade become a long-term investment by not placing a stop. Moving your stop loss closer to the market price as your position becomes profitable allows greater flexibility in setting targets. You don't have to call the very top or bottom of the market to regularly make money. TIP: DON'T BE EMOTIONAL CFDs are a very exciting way of trading, but don't let emotion take over. The market is never wrong - and don't try to prove otherwise. Sometimes the greatest discipline is to avoid the trade altogether. Like any good deal make - if the price isn't right, walk away. Plan your trade and trade your plan.

TIP: MANAGING YOUR MONEY
Thrilling, exhilarating, gripping.... but these emotions will become few and far between without a sound, business-like approach to your CFD trading. Before you even start - only risk what you can afford to lose. Once you have established what proportion of your investment funds should be apportioned to CFDs you need to further break down your collateral into how much you are willing to lose on each individual trade. Then stick to this!